Accidental Death and Dismemberment

Accidental Death and Dismemberment (AD&D)

Father embracing his two children as he enters the house

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Accident insurance, just in case.

Accidents can be devastating to a family’s finances. From covering lost wages to hospital bills, AD&D insurance can help.

What is accidental death and dismemberment (AD&D)?

AD&D can be purchased on a stand-alone basis or added to your existing life insurance policy. It is extremely affordable and provides financial benefits if you are killed or severely injured in a covered accident. There is no medical exam required, no medical questions to answer and no waiting period to be covered.

CommunityAmerica members can get $1,000 of AD&D for free!

That’s right, for being a member of CommunityAmerica, you are eligible for $1,000 of AD&D coverage at no cost to you. In order to receive this benefit, you must proactively elect this coverage by enrolling online here. Additionally, you have the ability to buy-up to $300,000 of AD&D coverage by taking advantage of our low group rate. Visit here for more information.

Disclaimer: Certain restrictions may apply. Must be age 18 or older to be eligible. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment.