Auto Insurance

Auto Insurance

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Accidents Happen, Plan Ahead.

Let CommunityAmerica help you find the right auto insurance. Whether you’re looking for liability or full coverage, our knowledgeable agents will work with you to find the best coverage for you at a reasonable price.

What is liability insurance?

If you drive, you are required by law to carry auto liability insurance. If you are in an accident and it is your fault, liability covers the other vehicles and people involved in the accident. It’s important to note that liability insurance does not cover your own vehicle damage.

What is comprehensive insurance?

Comprehensive coverage pays to repair or replace your car if it is stolen or if it is damaged in an “incident beyond your control”. A hail storm or hitting a deer while driving would be covered under comprehensive insurance.

What is collision insurance?

Collision insurance covers your car in the event of an accident with another vehicle or object, such as a light pole. Unlike liability coverage, it pays the amount to repair or replace your vehicle (after your deductible) no matter who is at fault. You cannot purchase collision coverage without having comprehensive insurance.