Dental Insurance

Insure your smile 😀

You only get one set of teeth so taking care of them is important. We offer individual and family dental plans and most plans are flexible, offering up to three tiers of coverage.

Tier I: Diagnostic & Preventative Services

There is no deductible and no waiting period to utilize diagnostic and preventative benefits. This level of benefit covers exams and cleanings (once every 6 months), X-rays, flouride, sealants and space maintainers.

Tier II: Basic Services

Basic services are the second tier of dental benefits. They are subject to a 6 month waiting period once you enroll. They are also subject to a $50 annual deductible and a percentage of coinsurance, depending on which plan you choose. Basic services include fillings, non-surgical extractions, etc.

Tier III: Major Services

Major services typically have a twelve month waiting period once coverage is attained and they are subject to a one-time $50 annual deductible and applicable coinsurance percentage (depending on the plan you choose). Services include root canals, gum disease treatment, crowns, dentures, bridges, tooth extractions, etc.