Customized Farm Coverage for America’s Heartland.
Whether you are actively farming large acreage or maybe just inherited the family hobby farm, your insurance needs are unique. CommunityAmerica offers multiple solutions from national carriers, including the #1 Farm Insurance provider, and will build a customized plan to fit your needs.
Doesn’t my homeowners policy cover my farm?
This is a common misconception. While having homeowners insurance is a good start, there are certainly other endorsements that are necessary to ensure comprehensive protection. Plus, if you are a working farm and file a Schedule F every year when filing taxes, then a traditional homeowners policy is not going to be sufficient on its own.
Farm specific items to consider insuring:
- Homes, barns and farm buildings
- Harvested crops
- Machinery and equipment
- General liability
- Firearms, jewelry, antiques, etc.
- Residences rented to others
- Advertising liability
- Farm interruption – loss of income
Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union.