Gap Coverage

Gap Coverage

Female and male driver making phone calls after traffic accident

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Gap…for when the actual value is less than your loan.

Gap coverage is an optional add-on to your auto policy which covers the difference between what you owe on your car and the actual cash value (ACV) of your car in the event of an accident. This difference is referred to as the “gap”. If you own your automobile outright or it is worth more than you owe, either through a loan or a lease, you do not need gap insurance.