Homeowners Insurance
Protect the Roof Over Your Head
Your home is your biggest investment and making sure it’s properly protected is important to having financial peace of mind. CommunityAmerica Insurance Agency can help ensure your home sweet home is well covered. Our friendly Insurance Agents, who are located right here in Kansas City, can help you find the right homeowners insurance policy for your family, at an affordable price.What Homeowners Insurance Covers
Unforeseen Acts
Think big impact, such as damage from fire, theft, aircraft, vehicles and more.
Threats of Nature
You’re protected from the storm, including hail, lighting, ice and snow damage.
Your Possessions
Provides peace of mind not only for your home, but also your belongings inside of it.
Medical Bills
Protection in the event someone is injured on your property.
Get Your Customized Quote
Condo Insurance
Condos are unique, which is why we offer specialized insurance just for condo owners. The condo association's insurance policy may provide protection for damage to the physical structure of your condo unit and common property of the condo association. So, you can use a personal condo insurance policy to provide protection for your personal belongings and items in your home, as well as personal liability coverage.
Learn More 
Umbrella Policy Insurance
An umbrella policy is additional liability insurance meant to protect you from large liability claims or judgments. It supplements your other policies by providing additional coverage when the liability limits of your auto, boat or homeowners policies have been reached. It also covers you in the event of being sued for slander, libel or other personal liability situations.
Learn More Ready to get started? We’re here to help.
Our online quote process is quick and easy.
Profit Payout*
Investing in YOU by sharing our profits.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like better rates, lower fees, and our Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $93 million to members over the past 12 years.
From the Blog
January 2023
Home Inventory Checklist
July 2022
Mold Prevention Tips for Homeowners
Green Insurance Agency
The CommunityAmerica Insurance Agency is committed to operating a sustainable, green business. To do our part in our community, we also contribute to a number of local environmentally friendly organizations.
Get the Scoop Member Favorites
Hybrid Home Equity
Unlock your home’s potential to cover renovations, debt consolidation and more.
Learn More
Mortgage
Our team of friendly local mortgage experts can help you get into your dream home.
Learn More 
Auto Insurance
Cruise with confidence knowing your ride is covered. We can help you find the right policy.
Learn More Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products:
|
Are Not Federally Insured |
Involve Investment Risk |
May Lose Value |
Are Not Obligations or Guaranteed by the Credit Union |