Valuables and Collectibles Insurance

Valuables & Collectibles Insurance

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CommunityAmerica has partnered with AXA ART and the MiniCo Insurance Agency, LLC which are leading providers of specialty insurance in this space.

Call 913-905-7795

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Protection for your collection.

Most homeowners polices have monetary reimbursement limits on specific types of possessions like art and collectibles. Covering the difference in value between those limits and what your stamp collection is actually worth is what valuables and collectibles insurance provides. We can cover things like:

  • Antiques
  • Sports memorabilia
  • Art
  • Wine
  • Stamps

Benefits to You:

  • Coverage up to $1,000,000 (higher limits available)
  • Insured for full collectible value
  • No appraisal required at application*
  • $0 deductible and competitive premiums
  • A.M. Best “A” rated carrier
  • Program available in the United States

Collectibles Insurance vs Homeowners Policy

AXA ART Collectibles Policy Standard Homeowner Policy
Requires appraisals NO* Yes
Requires a detailed inventory NO
(applies only to items worth less than $5,000)
Yes
Pays claims Full collectible value Actual cash value 

(depreciated value)

Deductible $0 per occurrence
(higher limits available)
$500 per occurrence or more
Coverage limits Up to $1,000,000
(higher limits available)
$500-$2,000
Imposes sub-limits NO Yes
Insures against risk of accidental breakage YES No

* Appraisal required for jewelry/watch items valued over $50,000.